Over the past 40 years, Johnny Lightning has produced enough die-cast models to satisfy any collector’s need. Whether you collect their muscle cars, trucks, or pop culture icons, over time your collection has no doubt increased in both sentimental and monetary value.

As with any investment, your collection must be properly protected. With all of the time and money you have spent building your die-cast collection, it is important for you to be sure your insurance includes the coverage your collection deserves.

American Collectors Insurance provides a specialty insurance policy for collectors that fills in the many gaps of homeowners’ insurance. The policy includes all of the features and benefits listed below. Plus, American Collectors has over 30 years of experience insuring collector vehicles and collectibles, so they are incredibly knowledgeable about the die-cast hobby and the Johnny Lightning brand.

• In the event of a total loss, you should be paid what the collectible is actually worth (an agreed value) – not a depreciated value that a typical homeowners’ insurance policy would pay.
• The policy should offer broad coverage, including accidental breakage, theft, fire, windstorm, flood, water damage, hurricane, and earthquake. It also should cover the packaging of collectibles, since it adds value to the collection.
• The process of obtaining, updating, and changing a policy or filing a claim should be quick and easy. Appraisals should not be required, as they are just an extra hassle for the collector.
• The cost to obtain a policy should be fair, and deductibles should be reasonable.
• The policy should be able to cover multiple collections within a household.

Many homeowners are under the incorrect assumption that their homeowners’ insurance will cover their collection. Unfortunately, homeowners’ insurance is meant to protect the home and items such as furniture and clothing – not collectibles. Even if the policy covers collectibles, it is often quite limited. In addition, homeowners’ insurance deductibles soar at $500 or more, and they do not provide coverage for incidents such as accidental breakage, flood and earthquake.

A policy with American Collectors costs $75 annually for $10,000 worth of coverage. Protection for higher-valued collections is also available. Compare your homeowners’ policy to a collectibles insurance policy from American Collectors Insurance and you will see why they are the better choice.

Trust American Collectors Insurance to provide protection for your die-cast collection so you can enjoy it for many years to come. Visit their website at www.AmericanCollectors.com or call toll-free 1-866-816-5940 today to get a free instant quote and learn more about the specialty policy!